Comprehensive Coverage Options for Electrical Contractors
Our comprehensive coverage options for your business include Property Insurance to protect your buildings and personal property from damages caused by incidents like fires, storms, vandalism, theft, and water damage.
Property Insurance Safeguard your business-owned buildings and personal property from damages caused by covered incidents such as fires, storms, vandalism, theft, and water damage.
Liability Insurance Protect your business from legal liabilities arising from your operations. This includes coverage for bodily injury to others or damage to their property.
Commercial Automobile Insurance Ensure your company vehicles are protected from physical damage and legal liabilities in the event of an auto accident.
Workers Compensation Support your employees by covering lost wages, medical expenses, and return-to-work assistance in case of workplace injuries.
Umbrella Insurance Gain extra protection beyond your standard commercial auto and general liability limits, providing additional security in the event of significant claims or lawsuits.
Data Breach and Cyber Liability Cover the costs associated with data breaches, including notifying affected individuals, managing public relations, and securing legal defense. Cyber liability also helps cover lawsuits that may arise from data breaches.
Employment Practices Liability Guard your business against employment-related lawsuits, such as those involving wrongful termination, harassment, coercion, or discrimination.
Essential Coverages for Electricians in Oregon
Contractor’s Equipment Insurance Protect your owned, leased, rented, or loaned equipment, whether it's on the job site, in storage, or in transit. This includes coverage for lifts, compressors, power tools, and hand tools.
Employees’ Tools Insurance Cover the loss or damage of tools owned by your employees, ensuring they can continue to work efficiently.
Installation Insurance Secure your property or materials that are awaiting installation at a job site, providing peace of mind until the job is complete.
Property Off-Premises Insurance Extend coverage to your business personal property that is temporarily located at a site you don’t own, lease, or operate.
Construction Projects – General Aggregate Per Project Benefit from a separate aggregate liability limit that applies individually to each of your construction projects, offering specialized protection.
Limited Job Site Pollution Coverage Obtain limited coverage for sudden and accidental bodily injury and property damage caused by pollutants you bring to a job site.
Additional Insured – Required by Contract Agreement or Permit Extend your liability coverage to others as required by contracts or permits, ensuring compliance and added protection.
Primary Noncontributory – Contractors Clarify that your policy will apply before the policies held by others, such as general contractors and property owners. This helps you comply with construction contracts that often require this stipulation.
Contractor’s Errors and Omissions Insurance Protect yourself against claims for damages arising from errors or omissions in your work, providing an extra layer of security for your business.